Understand cash flow before you invest in property
What is cash flow?Cash flow is essentially your income minus your expenses over a period of time. You can measure your cash flow on a monthly basis by looking at how much you’ve earned (whether…
Category: Loans
EOFY prep that pays off for property investors
As the End of Financial Year approaches, it is an ideal time for property investors to pause, get organised and ensure their property portfolio is positioned as effectively as possible for the year…
What the RBA wants Australians to do next to fight inflation – or risk more rate hikes
When the Reserve Bank of Australia (RBA) board voted unanimously to lift the cash rate to 3.85% in February, the decision was driven by one overriding concern. It wants to stop the rising cost of…
RBA Announcement – February 2026
At its latest meeting, the Reserve Bank Board announced it was increasing the cash rate to 3.85 per cent.Please click here to view the Statement by the Monetary Policy Board: Monetary Policy…
Here’s what new debt-to-income home loan caps mean for banks and borrowers
For the first time ever, the Australian banking regulator has announced it will impose new debt-to-income limits on housing loans made by banks.Such limits are a common tool used by regulators in…
Financial missteps can mean missed opportunities
In a world of constant financial noise, from market updates and interest rate speculation to economic forecasts, it’s easy to feel overwhelmed and choose to do nothing.But inaction can be costly…